金融生态环境、关联贷款与我国城市商业银行绩效关系研究

The Relationship among Financial Ecological Environment,Related Loans and the Performance of China's City Commercial Banks

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归属学者:

赵毅

作者:

余宛燕 ; 赵毅

摘要:

对2006-2014年间我国城市商业银行的数据进行实证研究后可以发现金融生态环境、关联贷款和我国城市商业银行绩效之间的关系。金融生态环境与我国城市商业银行绩效正相关、与城市商业银行关联贷款比例负相关,关联贷款比例与我国城市商业银行绩效负相关,关联贷款在金融生态环境与我国城市商业银行绩效关系间起到完全中介作用,且金融生态环境会减弱关联贷款与我国城市商业银行绩效之间的负相关关系。地方政府债务对金融稳定的影响、经济基础、金融发展、制度与诚信文化水平这四个分项指标与关联贷款负相关,并且地方政府债务对金融稳定的影响、制度与诚信文化水平这两个分项指标显著削弱关联贷款与城市商业银行绩效之间的负相关关系。

语种:

中文

出版日期:

2016-06-15

学科:

金融学

提交日期

2018-01-11

引用参考

余宛燕;赵毅. 金融生态环境、关联贷款与我国城市商业银行绩效关系研究[J]. 西南政法大学学报,2016(03):77-86.

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知识共享许可协议-署名

  • dc.title
  • 金融生态环境、关联贷款与我国城市商业银行绩效关系研究
  • dc.contributor.author
  • 余宛燕;赵毅
  • dc.contributor.author
  • YU Wan-yan;ZHAO-Yi;School of Management, Southwest University of Political Science and Law
  • dc.contributor.affiliation
  • 西南政法大学管理学院;
  • dc.publisher
  • 西南政法大学学报
  • dc.publisher
  • Journal of Southwest University of Political Science and Law
  • dc.identifier.year
  • 2016
  • dc.identifier.issue
  • 03
  • dc.identifier.volume
  • v.18;No.105
  • dc.identifier.page
  • 77-86
  • dc.date.issued
  • 2016-06-15
  • dc.language.iso
  • 中文
  • dc.subject
  • 金融生态环境;;关联贷款;;城市商业银行;;银行绩效
  • dc.subject
  • financial ecological environment;;related loans;;city commercial banks;;performance of banks
  • dc.description.abstract
  • 对2006-2014年间我国城市商业银行的数据进行实证研究后可以发现金融生态环境、关联贷款和我国城市商业银行绩效之间的关系。金融生态环境与我国城市商业银行绩效正相关、与城市商业银行关联贷款比例负相关,关联贷款比例与我国城市商业银行绩效负相关,关联贷款在金融生态环境与我国城市商业银行绩效关系间起到完全中介作用,且金融生态环境会减弱关联贷款与我国城市商业银行绩效之间的负相关关系。地方政府债务对金融稳定的影响、经济基础、金融发展、制度与诚信文化水平这四个分项指标与关联贷款负相关,并且地方政府债务对金融稳定的影响、制度与诚信文化水平这两个分项指标显著削弱关联贷款与城市商业银行绩效之间的负相关关系。
  • dc.description.abstract
  • In this paper,we collect and collate the data of city commercial banks in our country by hand,and empirically study the relationship among the financial ecological environment,the related loans and the performance of China's city commercial banks. The empirical results show a positive correlation between the financial ecological environment and the performance of China 's city commercial banks,and a negative correlation between the financial ecological environment and the related loans,the proportion of related loans is negatively related to the performance of China's city commercial banks,related loans play a full intermediary role between performance and financial ecological environment,and financial ecological environment will weaken the negative correlation between the related loans and the performance of city commercial banks.Further studies show that the impact of local government debt to financial stability,economic base,financial development and institutional and cultural level of the integrity of all the four sub-indicators are negatively associated with the related loans. The influence of local government debt on the financial stability,the system and the integrity of the cultural level of these two sub-indicators significantly weaken the negative relationship between the related loans and the performance of city commercial bank.
  • dc.identifier.CN
  • 50-1024/C
  • dc.identifier.issn
  • 1008-4355
  • dc.identifier.if
  • 0.512
  • dc.subject.discipline
  • F832.33
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